Market Makers - What Is A Market Maker And Why Are They Needed?

A market maker is a stock brokerage firm, whichbid price (the price they offer to sell it for).
is a member of FINRA (Financial IndustryThey sell to and buy from their clients in foreign
Regulatory Authority), formerly known as themarkets, where most deal are done
NASD (National Association of Securities Dealers).over-the-counter. By providing extra liquidity, this
Market makers quote buy and sell prices forreduces the cost of transactions for clients and
financial commodities, making a profit on themakes the trades worthwhile. If not for the
difference between the bid and the offer spread.market maker, they would have to accept a low
The market maker gets compensated forprice for the stock or not be able to trade it at all.
providing liquidity in the market. A market makerIn the US, the AMEX and NYSE have a single
is also involved with rule 15c211, in that a 15c211 isexchange member, also known as a stock
filed for a market maker to trade any given"specialist", who acts as the market maker for a
security.given security. The specialist provides a required
When you buy or sell a stock or place an orderamount of liquidity to the market, prevents
with your broker, the transaction takes placeexcess volatility, and takes the other side of
within seconds. The process is quite simple for thetrades when there are buy and sell imbalances in
buyer or seller, but the action takes place behindcustomer orders. Therefore the specialist is privy
the scenes where the market makers line up theto trade execution advantages.
buyer with the seller and vice versa.On the NASDAQ and other US exchanges, there
Without a market maker, it's very unlikely thatare many competing market makers in any given
you will be able to find a buyer or a seller for ansecurity. They are obligated to buy and sell at
exact number of shares at any given time. Theprices matching their displayed bids and offers,
market maker will buy a large number of sharesand do not receive the advantages of a specialist.
from a seller, even when they don't have anotherProponents of the official market maker system
buyer lined up. By doing this, they take on a hugebelieve that market makers add to the liquidity of
risk. If the value of the stock falls while the stockthe stock and commodities markets by taking
is in their hands, they could lose a significantassuming risk and taking short or long positions, to
amount of money.hopefully turn a profit. On the London Stock
To prevent this from happening, market makersExchange, market makers can always buy and
maintain a spread on every stock they buy.sell stock. Each stock always has at least two
There may only be a $0.05 difference betweenmarket makers that are obliged to deal.
the ask price (the price they buy it for) and the