Make money with stock investing


Understanding stocks

What You Should Know about Different ShareRestricted  Shares  â€“  10
Types
Float – 70 (100 – 20 –
Not all shares of stock are created equally.10  =  70)
Authorized, restricted, float, outstanding
and treasury shares all have differentOutstanding Shares – 80 (10 + 70 = 80)
attributes. Investors need to know these
terms  to  make  informed  decisions.
Why  is  this  Important?
You will hear these terms and see some of
them used in financial ratios, so it isHere are several key bits of information you
important to understand how these types ofcan determine from looking at how these
shares  differ.different share types stack up in relation to
each  other:
First, let’s define the terms, and
then I’ll explain why it is importantLook at the relationship of treasury shares
to  understand  the  difference.and restricted shares to float for where
controlling interest of the company will
Authorized Shares – These sharesreside. Many companies retain a large
represent the total number of shares of stockpercentage of the authorized shares in their
authorized when the company was created. Onlytreasuries or in the hands of management
a vote by the shareholders can increase thisthrough  restricted  shares.
number  of  shares.
Companies do this to make sure no other
However, just because a company authorized acompany can seize control in an unfriendly
certain number of shares doesn’t meantakeover. They may also want to have stock
it  must  issue  all  of them to the public.handy for future issue instead of using debt
to buy another company or for another major
Employee  Stock  Optionsexpenditure.
Get smarter about taxes & planning optionsControlling interest held in treasury stock
and  restricted  stock  toolsmeans outside shareholders will have little
influence over the decisions of the company.
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If the float of a company is very small and
Most companies retain shares for use laterthe stock attracts attention of investors it
called  treasury  stock  or  shares.can become volatile because of supply and
demand  imbalances.
Treasury Shares – Shares a company
retains in its treasury and not issued to theMore buyers will drive the price up, which is
public  or  to employees are treasury stock.not a bad thing if you own the stock.
However, it may make the stock over priced
Restricted Shares – Restricted sharesrelative to its earnings or other fundamental
refer to company stock used for employeemeasures.
incentive and compensation plans. Restricted
stockowners need permission of the SEC toLikewise, if the stock falls out of favor,
sell.sellers may have trouble unloading their
shares, which would tend to force the price
There is a waiting period after a companydown further and more rapidly than
first goes public where insiders’fundamentals  might  indicate.
restricted stock is frozen. When insiders
want to sell their stock, they must file aWatch what restricted shareholders do. You
form with the SEC declaring their intention.can get this information from a variety of
Even insiders of established companies mustonline sources. Here is a link to MSN
file with the SEC before selling theirMoney’s insider trading search
restricted  stock.function. Just enter a stock symbol and it
will return the most recent sales or planned
Float Shares – Float refers to thesales  by  insiders  or  major shareholders.
number of shares actually available for trade
on the open market. You and I can buy theseMost of the time, these sales signal nothing
shares.of interest to investors. When a large number
of insiders, especially in young companies,
Outstanding Shares – Outstandingfile plans to sell major blocks of stock it
shares includes all the shares issued by thecould  signal  trouble.
company, which would be the restricted shares
plus  the  float.Notice when reading financial ratios whether
they are using float or outstanding shares in
Here’s a simple example with numbersthe calculation. It can make a big difference
to illustrate the relationship of thesein  the  outcome.
different  shares:
Conclusion
Authorized  Shares  â€“  100
Understanding the terms used to describe
Treasury  Shares  â€“  20various shares will help you get a better
handle on analyzing companies.



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