Understanding stocks

What You Should Know about Different ShareRestricted Shares – 10
TypesFloat – 70 (100 – 20
Not all shares of stock are created equally.– 10 = 70)
Authorized, restricted, float, outstanding andOutstanding Shares – 80 (10 + 70 =
treasury shares all have different attributes.80)
Investors need to know these terms to makeWhy is this Important?
informed decisions.Here are several key bits of information you can
You will hear these terms and see some of themdetermine from looking at how these different
used in financial ratios, so it is important toshare types stack up in relation to each other:
understand how these types of shares differ.Look at the relationship of treasury shares and
First, let’s define the terms, and thenrestricted shares to float for where controlling
I’ll explain why it is important tointerest of the company will reside. Many
understand the difference.companies retain a large percentage of the
Authorized Shares – These sharesauthorized shares in their treasuries or in the
represent the total number of shares of stockhands of management through restricted shares.
authorized when the company was created. OnlyCompanies do this to make sure no other
a vote by the shareholders can increase thiscompany can seize control in an unfriendly
number of shares.takeover. They may also want to have stock
However, just because a company authorized ahandy for future issue instead of using debt to
certain number of shares doesn’tbuy another company or for another major
mean it must issue all of them to the public.expenditure.
Employee Stock OptionsControlling interest held in treasury stock means
Get smarter about taxes & planning options andoutside shareholders will have little influence over
restricted stock toolsthe decisions of the company.
www.mystockoptions.comIf the float of a company is very small and the
Most companies retain shares for use later calledstock attracts attention of investors it can
treasury stock or shares.become volatile because of supply and demand
Treasury Shares – Shares a companyimbalances.
retains in its treasury and not issued to the publicMore buyers will drive the price up, which is not a
or to employees are treasury stock.bad thing if you own the stock. However, it may
Restricted Shares – Restricted sharesmake the stock over priced relative to its
refer to company stock used for employeeearnings or other fundamental measures.
incentive and compensation plans. RestrictedLikewise, if the stock falls out of favor, sellers
stockowners need permission of the SEC to sell.may have trouble unloading their shares, which
There is a waiting period after a company firstwould tend to force the price down further and
goes public where insiders’ restrictedmore rapidly than fundamentals might indicate.
stock is frozen. When insiders want to sell theirWatch what restricted shareholders do. You can
stock, they must file a form with the SECget this information from a variety of online
declaring their intention. Even insiders ofsources. Here is a link to MSN Money’s
established companies must file with the SECinsider trading search function. Just enter a stock
before selling their restricted stock.symbol and it will return the most recent sales or
Float Shares – Float refers to theplanned sales by insiders or major shareholders.
number of shares actually available for trade onMost of the time, these sales signal nothing of
the open market. You and I can buy theseinterest to investors. When a large number of
shares.insiders, especially in young companies, file plans to
Outstanding Shares – Outstandingsell major blocks of stock it could signal trouble.
shares includes all the shares issued by theNotice when reading financial ratios whether they
company, which would be the restricted sharesare using float or outstanding shares in the
plus the float.calculation. It can make a big difference in the
Here’s a simple example with numbersoutcome.
to illustrate the relationship of these differentConclusion
shares:Understanding the terms used to describe various
Authorized Shares – 100shares will help you get a better handle on
Treasury Shares – 20analyzing companies.