Make money with stock investing


Understanding stocks

What You Should Know about Different
Share TypesWhy is this Important?
Not all shares of stock are createdHere are several key bits of information
equally. Authorized, restricted, float,you can determine from looking at how
outstanding and treasury shares all havethese different share types stack up in
different attributes. Investors need torelation to each other:
know these terms to make informedLook at the relationship of treasury
decisions.shares and restricted shares to float
You will hear these terms and see somefor where controlling interest of the
of them used in financial ratios, so itcompany will reside. Many companies
is important to understand how theseretain a large percentage of the
types of shares differ.authorized shares in their treasuries or
First, let’s define the terms, andin the hands of management through
then I’ll explain why it is importantrestricted shares.
to understand the difference.Companies do this to make sure no other
Authorized Shares – These sharescompany can seize control in an
represent the total number of shares ofunfriendly takeover. They may also want
stock authorized when the company wasto have stock handy for future issue
created. Only a vote by the shareholdersinstead of using debt to buy another
can increase this number of shares.company or for another major
However, just because a companyexpenditure.
authorized a certain number of sharesControlling interest held in treasury
doesn’t mean it must issue all of themstock means outside shareholders will
to the public.have little influence over the decisions
Employee Stock Optionsof the company.
Get smarter about taxes & planningIf the float of a company is very small
options and restricted stock toolsand the stock attracts attention of
www.mystockoptions.cominvestors it can become volatile because
Most companies retain shares for useof supply and demand imbalances.
later called treasury stock or shares.More buyers will drive the price up,
Treasury Shares – Shares a companywhich is not a bad thing if you own the
retains in its treasury and not issuedstock. However, it may make the stock
to the public or to employees areover priced relative to its earnings or
treasury stock.other fundamental measures.
Restricted Shares – Restricted sharesLikewise, if the stock falls out of
refer to company stock used for employeefavor, sellers may have trouble
incentive and compensation plans.unloading their shares, which would tend
Restricted stockowners need permissionto force the price down further and more
of the SEC to sell.rapidly than fundamentals might
There is a waiting period after aindicate.
company first goes public whereWatch what restricted shareholders do.
insiders’ restricted stock is frozen.You can get this information from a
When insiders want to sell their stock,variety of online sources. Here is a
they must file a form with the SEClink to MSN Money’s insider trading
declaring their intention. Even insiderssearch function. Just enter a stock
of established companies must file withsymbol and it will return the most
the SEC before selling their restrictedrecent sales or planned sales by
stock.insiders or major shareholders.
Float Shares – Float refers to theMost of the time, these sales signal
number of shares actually available fornothing of interest to investors. When a
trade on the open market. You and I canlarge number of insiders, especially in
buy these shares.young companies, file plans to sell
Outstanding Shares – Outstandingmajor blocks of stock it could signal
shares includes all the shares issued bytrouble.
the company, which would be theNotice when reading financial ratios
restricted shares plus the float.whether they are using float or
Here’s a simple example with numbersoutstanding shares in the calculation.
to illustrate the relationship of theseIt can make a big difference in the
different shares:outcome.
Authorized Shares – 100Conclusion
Treasury Shares – 20Understanding the terms used to describe
Restricted Shares – 10various shares will help you get a
Float – 70 (100 – 20 – 10 = 70)better handle on analyzing companies.
Outstanding Shares – 80 (10 + 70 = 80)



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